Ultimate Coconut Cream Oats — Creamy Oats With Coconut Milk

Posted on January 8, 2026

Jar of creamy coconut overnight oats topped with whipped cream, banana slices, and toasted shredded coconut, Creamy Oats With Coconut Milk.

Waking up to Creamy Oats With Coconut Milk feels like cheating breakfast — in the best possible way. These Coconut Cream Pie Overnight Oats turn your morning into a mini celebration: creamy, tropical, and just sweet enough to make your coffee jealous. Prep takes about ten minutes the night before, and voilà — breakfast that tastes like dessert but fuels you like a champ.

Ever wondered why overnight oats feel fancy even when you’re half-asleep? It’s all about texture and flavor layering. Toss in a few smart swaps and you’ve got a meal that’s cozy, nourishing, and utterly spoonable.

Why You’ll Love This Coconut Cream Pie Overnight Oats

This recipe hits a lovely sweet spot between indulgence and nutrition. It’s creamy, but not heavy. It’s tropical, but not syrupy. It’s simple, but very Instagrammable.

Easy wins: you can prep a batch in 10 minutes, stash it in the fridge, and avoid the breakfast scramble. Health wins: it’s packed with fiber and protein (especially if you use Greek yogurt or add protein powder). Taste wins: the coconut flavor sings, especially when paired with bananas and a hint of vanilla. Who says you can’t have dessert for breakfast and still be an adult?

The Story Behind the Recipe

I developed this because my sweet tooth and sense of responsibility kept arguing. One morning I thought, “Why not make something that tastes like coconut cream pie but behaves like a sensible breakfast?” Enter these overnight oats. They were born from a love of Coconut Oatmeal Recipes and the desire to make Coconut Milk Recipes Breakfast that actually keep you full until lunch.

This dish feels nostalgic — like a pie that learned to behave — and it’s perfect for anyone who wants Recipes That Use Coconut Cream without turning their day into a sugar crash.

Ingredients Breakdown (what each one does)

Here’s the short list and why each ingredient matters. I keep blurbs short because life is short and oatmeal shouldn’t be boring.

  • Rolled oats — The base. Use old-fashioned rolled oats for the best bite and soak-ability.
  • Coconut milk — Provides the signature richness. Canned = ultra-creamy; carton = lighter. Either way, it’s the heart of these Coconut Healthy Recipes.
  • Greek yogurt — Muscle food. Adds creaminess and protein. Swap for plant-based yogurt for a vegan twist.
  • Shredded unsweetened coconut — Texture and coconut boost without extra sugar.
  • Maple syrup or honey — Natural sweetener. Maple = vegan-friendly.
  • Vanilla extract — Tiny splash, big comfort. This is the secret “pie” vibe.
  • Ground cinnamon — Cozy warmth and flavor depth.
  • Salt — Tiny pinch makes all the flavors pop; don’t skip it.
  • Sliced bananas (optional) — Adds natural sweetness and creaminess. Classic pairing with coconut.
  • Fresh whipped cream (optional) — Totally optional but yes, it will make everything fluffier and very fun.

Pro tip: Want to hit High Protein Meals No Dairy? Use a dairy-free protein powder and a high-protein plant yogurt to keep it vegan but powerful.

Jar of creamy coconut overnight oats topped with whipped cream, banana slices, and toasted shredded coconut, Creamy Oats With Coconut Milk.Pin

How to Make It — Step-by-Step (Yes, it’s that easy)

Here’s the straightforward method. No chef’s jacket required.

Step 1: Combine the wet and dry

In a medium bowl, add rolled oats, coconut milk, Greek yogurt, shredded coconut, maple syrup (or honey), vanilla, cinnamon, and a pinch of salt. Stir until everything is nicely combined.

Step 2: Fold in bananas (optional)

If you love the banana-coconut combo (who doesn’t?), gently fold in sliced bananas. They sweeten the mixture and make the texture silkier.

Step 3: Portion into jars

Divide the mixture between two mason jars or airtight containers. Mason jars = pretty, practical, portable.

Step 4: Refrigerate overnight

Seal the jars and chill for at least four hours — overnight is best. The oats will absorb the liquid and become that spoonable, luscious texture you want.

Step 5: Serve and top it up

Stir well before eating. Top with whipped cream, extra shredded coconut, or chopped nuts for crunch. Done.

Bold tip: For the creamiest texture, use full-fat canned coconut milk and let the oats soak 8–12 hours.

Pro Tips for Perfect Results (no fluff, just facts)

  • Use old-fashioned rolled oats — they hold up better and soak into a pleasant chewiness. Quick oats get mushy.
  • Choose canned coconut milk for richness if you want that authentic pie-like mouthfeel. Carton milk works if you prefer lightness.
  • Adjust the liquid ratio if you add protein powder — you’ll likely need a splash more milk.
  • Don’t over-sweeten; toppings add flavor and sweetness later. Keep the base moderate.
  • Make it ahead — these keep well up to three days. Perfect for busy weeks.
  • FYI: Toasted coconut on top upgrades texture and makes it taste gourmet. Try it.

Variations to Try (because repetition is boring)

Want to remix this? Here are tasty spin-offs that still feel like the original:

  • Chocolate Coconut Cream Pie Overnight Oats — Mix in 1 tbsp cocoa powder or a handful of chocolate chips. Chocolate + coconut = bliss.
  • Peanut Butter Bliss — Stir in a tablespoon of peanut butter for a savory-sweet twist that pairs beautifully with banana.
  • Fruit Medley — Swap bananas for mango, pineapple, or berries for a fresher vibe. Tropical AF.
  • Nutty Crunch — Add chopped almonds or walnuts before serving for healthy fats and crunch.
  • Vegan Option — Use maple syrup and plant-based yogurt to make the recipe fully vegan and still drool-worthy.

Best Ways to Serve (presentation matters)

  • Top with fresh fruit like sliced mango or berries for brightness.
  • Drizzle with a little extra maple syrup for extra sweetness (careful, less is often more).
  • Add a dollop of nut butter to make it ultra-satisfying.
  • Sprinkle toasted coconut and a mint leaf to make it look like you tried really hard. (You did — for your tastebuds.)

Quick Tips for Storage and Leftovers

  • Store in airtight jars in the fridge for up to 3 days.
  • Stir before eating — liquids separate a bit; a quick stir fixes that.
  • Freeze? Not recommended for texture; fresh is best.
  • Make a big batch and portion into jars for grab-and-go breakfasts all week.

Jar of creamy coconut overnight oats topped with whipped cream, banana slices, and toasted shredded coconut, Creamy Oats With Coconut Milk.Pin

FAQs — Quick Answers You Actually Need

Can I make these ahead of time?

Absolutely. Make up to three days ahead. They hold up well.

What can I substitute for coconut milk?

Almond milk, oat milk, or any milk you prefer. But canned coconut milk gives the most decadent texture.

Are these overnight oats healthy?

Yes. They pack fiber, healthy fats, and protein — especially if you add Greek yogurt or protein powder. They count as Coconut Healthy Recipes when you keep sugary add-ins minimal.

Can I add protein powder?

Yep. Add a scoop, but reduce some of the liquid to keep it from getting too watery. This is an easy way to turn them into High Protein Meals No Dairy if you choose a non-dairy protein powder.

How do I make them vegan?

Use plant-based yogurt and maple syrup. That’s your ticket to cruelty-free deliciousness.

Quick Ingredient Swap Guide (for every dietary need)

  • Dairy-free / Vegan: plant-based yogurt + maple syrup + non-dairy protein powder.
  • Lower calorie: use light coconut milk or carton coconut milk and skip the whipped cream.
  • Higher protein: add Greek yogurt or protein powder (adjust liquid).
  • Less sugar: skip sweeteners and rely on ripe banana or a few berries.

Why This Works: A Little Science of Texture and Taste

Overnight oats work because the oats hydrate slowly, absorbing liquid and flavors without heat. The yogurt and coconut milk create a creamy emulsion that feels decadent. Adding something like a banana or nut butter introduces natural sugars and fats that round the dish out, keeping it satisfying. The coconut elements deliver both aroma and mouthfeel — that’s the Coconut Cream Pie vibe in a jar.

Sneaky Serving Ideas (real talk)

  • Breakfast bowl for kids: swap whipped cream for yogurt and chopped fruit — they’ll think it’s a treat.
  • Post-workout snack: add protein powder and a spoonful of almond butter.
  • Impress-yo-friends brunch: serve in tiny glasses with a toasted coconut rim and a mint sprig. Taste and presentation = chef status.

Final Thoughts — Breakfast That Feels Like Treating Yourself

These Coconut Cream Pie Overnight Oats are the kind of recipe that makes mornings feel lighter and happier. They check all the boxes: easy to prep, delicious to eat, and flexible enough to fit multiple diets. Whether you’re into Vanilla Coconut Overnight Oats or you want a chocolate-coconut mash-up, this base recipe is your launchpad.

So… what are you waiting for? Give it a whirl tonight and wake up to something that tastes like a small celebration. Your future, well-fed self will thank you. IMO, mornings should always be this delightful.

Bold final tip: Start with the best coconut milk you can buy — it changes everything.

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Jar of creamy coconut overnight oats topped with whipped cream, banana slices, and toasted shredded coconut, Creamy Oats With Coconut Milk.Pin

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Jar of creamy coconut overnight oats topped with whipped cream, banana slices, and toasted shredded coconut, Creamy Oats With Coconut Milk.

Ultimate Coconut Cream Oats — Creamy Oatmeal Recipes with Coconut Milk

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  • Author: Jennifer
  • Prep Time: 10 minutes
  • Total Time: 4 hours 10 minutes
  • Yield: 2 servings 1x
  • Category: Breakfast

Description

A lush, dessert-style take on classic overnight oats that channels coconut cream pie vibes — ready with minimal effort and maximum payoff.


Ingredients

Scale
  • 1 cup rolled oats
  • 1 cup coconut milk (use canned for extra richness or carton for a lighter finish)
  • 1/2 cup Greek yogurt (plain or vanilla)
  • 1/4 cup unsweetened shredded coconut
  • 2 tablespoons maple syrup or honey
  • 1 teaspoon vanilla extract
  • 1/2 teaspoon ground cinnamon
  • 1/4 teaspoon salt
  • 1/2 cup banana slices (optional)
  • Fresh whipped cream, for topping (optional)
  • Extra shredded coconut, for garnish (optional)


Instructions

  1. In a mixing bowl, whisk together the oats, coconut milk, Greek yogurt, shredded coconut, maple syrup (or honey), vanilla, cinnamon, and salt until the mixture looks uniform.
  2. If you’re adding bananas, fold the slices into the oat mix gently so they don’t turn to mush.
  3. Spoon the mixture into two sealable jars or containers, dividing it evenly.
  4. Close the lids and chill in the refrigerator for at least 4 hours — overnight is ideal so the oats soften and flavors meld.
  5. When you’re ready to eat, stir each jar to recombine any separated liquid. Top with a swirl of whipped cream and a sprinkle of shredded coconut if you like.

Notes

  • For a chocolate version, stir in 1 tablespoon of cocoa powder before refrigerating.
  • Add 1 tablespoon of peanut butter for a nutty, creamier profile.
  • Swap coconut milk for almond, oat, or your preferred milk to change the flavor or reduce richness.
  • These keep well in the fridge for up to 3 days — convenient for weekday breakfasts.

Nutrition

  • Serving Size: 1serving
  • Calories: 350kcal
  • Sugar: 10g
  • Sodium: 200mg
  • Fat: 15g
  • Carbohydrates: 40g
  • Fiber: 5g
  • Protein: 12g
  • Cholesterol: 5mg

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