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Sliced golden loaf revealing a creamy cheesecake swirl and caramel ribbons, drizzled with glossy caramel — warm breakfast or dessert loaf, Quick Caramel Cream Cheese Bread.

Quick Caramel Cream Cheese Bread — Simple Caramel Cheese Bread For Busy Bakers

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  • Author: Jennifer
  • Prep Time: 10 minutes
  • Cook Time: 50 minutes
  • Total Time: 1 hour
  • Yield: 20 servings 1x

Description

A quick take: soft, brown-sugar–rich quick bread with a cream-cheese center and caramel ribbons.


Ingredients

Scale
  • 2 cups packed light brown sugar
  • 4 cups all-purpose flour
  • 2 tablespoons baking powder
  • 1 teaspoon salt
  • 2 large eggs
  • 2 cups milk (whole or 2%)
  • 2/3 cup vegetable oil

Filling

  • 4 oz cream cheese, softened
  • 1/4 cup granulated sugar
  • 1 large egg
  • 1/4 cup caramel sauce (store-bought or homemade)


Instructions

  1. Prep: Grease two 1-lb loaf pans and set the oven to 350°F.
  2. Dry mix: In a bowl, whisk the brown sugar, flour, baking powder, and salt until evenly blended.
  3. Wet mix: In a larger bowl, beat the eggs, milk, and oil together until smooth. Fold the dry mix into the wet just until moistened — stop when you still see a few streaks.
  4. Bold tip: Don’t overmix — a few lumps keep the crumb tender.
  5. First layer: Spoon half of the batter into the prepared pans and spread gently.
  6. Cream-cheese center: Beat the softened cream cheese with the granulated sugar and the egg until silky. Dollop this mixture down the middle of each pan on top of the batter.
  7. Top layer: Pour the remaining batter over the cream-cheese layer, leaving about 1 inch of space at the top of each pan for rising.
  8. Bold tip: Do not overfill — give the loaf room to rise.
  9. Caramel swirl: Drizzle caramel across the top and swirl lightly with a butter knife to create pretty ribbons. Do not overswirl — gentle movements keep the filling from sinking.
  10. Bake: Place pans in the preheated oven. Bake about 50 minutes. Use the toothpick test: a skewer should come out mostly clean (a few moist crumbs or a trace of cream cheese is okay). If the tops color too fast, tent with foil for the last 10–15 minutes.
  11. Cool: Let loaves rest in the pans 10–15 minutes, then transfer to a wire rack to cool completely before slicing.

Notes

  • Timing & alternate pans
    • Mini loaves: Pour into six mini pans; bake ~40 minutes.
    • Single loaf: Cut the recipe in half for one standard loaf.
    • Muffins: Fill mini muffin tins 2/3 full with batter, add a small spoonful of cream-cheese filling, more batter, and bake ~12 minutes.
  • Storage & keeping tips
    • Do not store at room temperature for long — cream cheese filling needs refrigeration.
    • Refrigerate: Once cool, place slices in a single layer in an airtight container with a paper towel beneath and above the bread to absorb moisture. Keeps 4–5 days.
    • Freeze: Wrap tightly and freeze up to 6 months. Thaw overnight in the fridge.
  • Substitutions & notes
    • Milk: Any milk works — skim, whole, or a dairy-free alternative like almond milk.
    • Oil: Swap canola or melted butter for vegetable oil if you prefer.
    • Caramel: Use salted caramel for a tasty contrast. Warm thick caramel slightly before drizzling so it disperses easily.
  • tips & troubleshooting
    • Toothpick test = your best friend. If batter clings, bake a few minutes longer.
    • If top browns too fast, tent with foil.
    • If the cream-cheese layer sinks, you likely over-swirl or overfilled the pan. Keep things gentle.
    • For neater slices, chill the loaf briefly before cutting — it firms the filling.
  • Variations to try
    • Fold in chopped nuts (pecans or walnuts) for crunch.
    • Drizzle a simple glaze (powdered sugar + milk) instead of or in addition to caramel.
    • Top with a thick caramel icing for maximum decadence.

Nutrition

  • Serving Size: 1slice
  • Calories: 296kcal
  • Sugar: 27g
  • Sodium: 171mg
  • Fat: 10g
  • Carbohydrates: 47g
  • Fiber: 1g
  • Protein: 5g
  • Cholesterol: 35mg